Independent Insurance Broker in Antwerp
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Construction Companies

Construction Companies

Contractors and subcontractors carry risk at every stage of a project. KBRS looks at your activities and proposes the right cover, from the first site to completion.
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Who it's for

Who this cover is for

General contractors

For main contractors who carry full responsibility for a project.

Subcontractors

For specialised firms carrying out part of the work.

Site teams and independent tradespeople

For smaller teams or self-employed workers active on site.

Renovation companies

For companies working on existing buildings rather than new construction.
What we insure

Protection from site to handover

Public liability

Cover for damage to third parties or neighbouring properties during the works.

Contractors' all risks (CAR)

Cover for the work in progress against unforeseen damage.

Occupational accidents

Legally required cover for your staff on site.

Plant and equipment

Protection of machinery and tools against damage or theft.

Ten-year liability

Cover for serious defects that only come to light after handover.

Construction legal protection

Legal support for disputes with clients or subcontractors.
Build with confidence
Possible solutions

Options to consider

Contractors' all risks (CAR) insurance

Aimed at the work in progress during the construction period, for all building partners together.

  • Damage to the work in progress
  • Building materials and equipment
  • Existing parts of the building during renovation
  • Damage to third parties and adjoining buildings
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Contractor liability insurance

Aimed at damage to third parties during the works.

  • Damage to neighbouring properties
  • Injury to third parties
  • Pipes and cables
  • Work by subcontractors
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Ten-year liability insurance

Legally required for residential construction where an architect is mandatory.

  • Solidity and stability
  • Watertightness of the closed shell
  • Buildings mainly intended for habitation
  • A period of ten years after handover
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Risks identified

What we look at

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  • Nature and scale of your construction activities
  • Use of subcontractors
  • Proximity of existing buildings
  • Equipment and machinery on site
  • Existing insurance
  • Blind spots in your current cover
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Pricing

What affects the price

1

Activity

Type of works (new build, renovation, structural work, finishing).
2

Revenue

Annual revenue from construction activities.
3

Staff

Number of employees and subcontractors.
4

Project value

Average value of your construction projects.
5

Conditions

Deductible and exclusions.
Why KBRS

Why choose KBRS

Technical expertise

Advice that takes into account the reality of construction projects.

Independent advice

We compare insurers and advise what fits your activity.

Claims support

In case of damage on site, KBRS actively follows your file.
Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.

  1. Is ten-year liability mandatory for contractors?

  2. What exactly does a contractors' all risks policy cover?

  3. Are subcontractors automatically covered by our policy?

  4. Is damage to a neighbouring building covered?

  5. Can KBRS review our existing construction policies?

  6. What should I do in case of damage on site?

Ready to insure your construction activities correctly?

KBRS reviews your projects and existing insurance and gives clear advice on the right cover.
Request a free analysis
03 202 50 30