Independent Insurance Broker in Antwerp
Drivers & Staff

Drivers & Staff

Your drivers and staff are at the heart of your transport activity. KBRS looks at their risks and proposes the right protection.
Who it's for

Who this cover is for

Transport companies with employed drivers

For employers who want to insure their staff correctly.

Companies with international trips

For drivers who regularly drive abroad.

Companies with variable staffing

For companies working with temporary or seasonal staff.

Self-employed drivers

For self-employed drivers working for transport companies.
What we insure

Protection for those who hit the road every day

Occupational accidents

Legally required cover in case of an accident at work or during the commute.

Driver cover

Protection for the driver in case of bodily injury, even without a third party.

Driver legal protection

Legal support for a dispute following a traffic incident.

Assistance abroad

Support in case of an accident or illness during international trips.

Employer's liability

Cover for your liability as an employer towards your staff.

Temporary staff and subcontractors

Cover for temporary or externally deployed staff.
Possible solutions

Options to consider

Occupational accident insurance

The legally required cover for employees, to be taken out before employment starts.

  • Accidents during work
  • Accidents on the normal route to and from work
  • Medical costs
  • Loss of wages during incapacity

Extended driver cover

Additional protection for drivers.

  • Injury to the driver
  • Situations outside working hours
  • A supplement to existing cover
  • Self-employed drivers

International assistance insurance

For cross-border transport.

  • Breakdown and accidents abroad
  • Replacement driver and repatriation
  • Recovery of vehicle and cargo
  • Multilingual assistance
Risks identified

What we look at

  • Number of drivers and staff
  • Type of trips (domestic or international)
  • Use of temporary staff or subcontractors
  • Prior occupational accidents
  • Existing insurance
  • Blind spots in your current cover
Pricing

What affects the price

1

Number of staff

Payroll and headcount.
2

Activity

Type of trips and risk level.
3

Experience

Claims history of your staff.
4

Cover

Basic or extended guarantees.
5

Conditions

Exclusions and limits.
Why KBRS

Why choose KBRS

Personal risk analysis

We concretely map the risks of your drivers and staff.

Independent advice

We compare insurers who know transport staff well.

Claims support

In case of an occupational accident, KBRS guides the file to a clear settlement.
Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.
  1. Is occupational accident insurance mandatory for drivers?

  2. Does occupational accident insurance also cover the commute?

  3. Are our temporary staff also insured?

  4. Is a self-employed driver covered under our business policy?

  5. Can KBRS review our existing staff insurance?

  6. What should I do in case of an occupational accident with a driver?

Ready to insure your drivers and staff correctly?

KBRS reviews your team and existing insurance and gives clear advice on the right protection.