Independent Insurance Broker in Antwerp
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Real Estate

Real Estate

A single property or an entire portfolio: KBRS looks at your real estate, how it's used and the responsibilities that come with it.
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Who it's for

Who this cover is for

Property managers

For managers administering buildings and rental properties for third parties.

Investors

For those who own several properties as an investment.

Commercial property owners

For owners of offices, shops or industrial buildings.

Co-owner associations (ACP)

For apartment buildings with shared responsibility.
What we insure

Protection for your buildings and portfolio

Building fire insurance

Protection against fire, storm and water damage.

Owner's liability

Cover for damage to third parties caused by the building.

Landlord risks

Cover specific to rented properties and lease agreements.

Block policy

Joint cover for apartment buildings via the association of co-owners.

Vacancy

Adjusted cover for properties temporarily not in use.

Property portfolio

Clear cover for multiple properties under one management.
Protect your property
Possible solutions

Options to consider

Real estate fire insurance

The basic cover for buildings, whatever their use.

  • Fire, storm and water damage
  • Glass breakage and fixed elements
  • Liability as owner
  • Rebuilding value
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Block policy for apartment buildings

One contract for the entire building, taken out through the co-owners’ association.

  • Common areas
  • Private parts of the building
  • Liability for damage caused by the building
  • Distinct from residents’ contents insurance
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Portfolio cover

For owners or managers of several properties.

  • Several properties in one contract
  • One renewal date and one overview
  • Changes during the year
  • Insight into the total portfolio
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Risks identified

What we look at

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  • Type and value of your properties
  • Use (own occupancy, rental, vacancy)
  • Number and type of tenants
  • Liability towards third parties
  • Existing insurance
  • Blind spots in your current cover
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Pricing

What affects the price

1

Building type

Residential, office, retail or mixed use.
2

Number of properties

Size of your portfolio.
3

Value

Rebuild value of the property.
4

Use

Own occupancy, rental or vacancy.
5

Conditions

Deductible and exclusions.
Why KBRS

Why choose KBRS

Independent advice

We compare insurers and advise what fits your real estate.

Personal risk analysis

A clear overview of your entire portfolio and its risks.

Claims support

In case of damage to a property, KBRS actively follows the file.
Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.

  1. What's the difference between an individual policy and a block policy?

  2. Can I bring several properties together under one policy?

  3. Does vacancy affect my insurance?

  4. Am I liable as an owner for damage caused by my building?

  5. Can KBRS review our existing real estate policies?

  6. What should we do in case of damage to one of our properties?

Ready to insure your real estate correctly?

KBRS reviews your properties and existing insurance and gives clear advice on the right cover.
Request a free analysis
03 202 50 30